Independent benefit estimator — not affiliated with any government agency. Estimates only.
AfterLayoff

Texas Unemployment Calculator (2026)

Texas pays between $75 and $605 per week in unemployment benefits, for 10 to 26 weeks. Your weekly amount is your highest-quarter wages divided by 25. The current $605 maximum took effect October 5, 2025, and the Texas Workforce Commission (TWC) resets the range every October.

Data verified 2026-07-04Source: US DOL + state statuteEffective 2026-01-01
Weekly benefit range
$75$605
Duration
10–26 weeks
Formula
highest quarter ÷ 25
Apply with
Texas Workforce Commission official
The actual rule

How Texas calculates it

Texas takes your highest-earning quarter in the base period and divides it by 25, rounding to the nearest dollar. Earn $10,000 in your best quarter and your weekly benefit is $400. The result is capped between $75 and $605 per week. (We tested this formula against the official TWC Benefits Estimator — it matched on every case.)

The $605 maximum equals 47.6% of the state average weekly wage and is recalculated every October, so it usually inches up each year. The numbers on this page reflect the benefit year that began October 5, 2025.

Your total benefit pool is the lesser of 26 times your weekly amount or 27% of your total base period wages, also rounded to the nearest dollar. That's why some people get the full 26 weeks and others as few as 10 — the steadier your earnings were across the year, the more weeks you get.

highest quarter ÷ 25, clamped to $75$605
Source: US DOL “Significant Provisions of State UI Laws” (Jan 2026) + state statute · verified 2026-07-04
Qualifying

Do you qualify in Texas?

To qualify on wages, your total base period wages must be at least 37 times your weekly benefit amount, and you need wages in at least two of the four base period quarters.

You also must be unemployed through no fault of your own (a layoff counts), able and available for work, and actively looking. TWC makes the final decision on every claim.

Maximum total benefit: Lesser of 27% BPW or 26 x WBA.

Common questions

Texas unemployment, in plain language

How much unemployment will I get in Texas? +
Between $75 and $605 per week. Your amount is your highest base period quarter divided by 25, rounded to the nearest dollar. A $10,000 top quarter pays $400 a week; a top quarter of $15,125 or more ($605 × 25) puts you at the cap.
How long does unemployment last in Texas? +
Between 10 and 26 weeks. Your total pool is the lesser of 26 times your weekly benefit or 27% of your total base period wages, so duration depends on how evenly you earned across the year.
How is the Texas weekly benefit calculated? +
Take your highest-earning base period quarter, divide by 25, and round to the nearest whole dollar. The result can't go below $75 or above $605.
Can I work part-time while on unemployment in Texas? +
Yes. Texas disregards the greater of $5 or one-quarter of your weekly benefit amount; earnings above that reduce your payment for the week. Report all work and earnings to TWC.
What do I need to qualify for unemployment benefits in Texas? +
Total base period wages of at least 37 times your weekly benefit amount, with wages in at least two of the four base period quarters. You also must have lost the job through no fault of your own and be able, available, and actively searching for work.
Is Texas unemployment taxable? +
Yes, on your federal return. You can request 10% federal withholding with Form W-4V. State tax treatment varies — check current Texas rules or ask a tax professional.
Do Texas benefit amounts change? +
Yes — every October. TWC resets the minimum and maximum for the new benefit year based on the state average weekly wage. The current $75–$605 range took effect October 5, 2025.
What if my Texas claim is denied? +
You can appeal. Texas, like every state, has a multi-step appeal process with strict deadlines. Your determination letter and the TWC website explain how and when to file.
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