Independent benefit estimator — not affiliated with any government agency. Estimates only.
AfterLayoff

Utah Unemployment Calculator (2026)

Utah's unemployment insurance pays between $47 and $806 per week in 2026 — one of the higher maximums in the country. Benefits last from 10 to 26 weeks, depending on your earnings before the layoff.

Data verified 2026-07-04Source: US DOL + state statuteEffective 2026-01-01
Weekly benefit range
$47$806
Duration
10–26 weeks
Formula
highest quarter ÷ 26 − $5
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Utah's unemployment agency official
The actual rule

How Utah calculates it

Utah looks at your highest-earning calendar quarter in the base period and pays 1/26 of that amount, minus $5. For example, if your best quarter was $10,530, the formula gives $405, and after the $5 subtraction your weekly benefit is $400.

The 2026 limits are $47 minimum and $806 maximum per week. Utah's $806 cap is generous compared with most nearby states, which helps higher earners.

Your total benefit pool is 27% of your base-period wages. Divide that by your weekly benefit and you get your number of weeks — anywhere from 10 to 26. Steadier earnings across the full year generally mean more weeks.

highest quarter ÷ 26 − $5, clamped to $47$806
Source: US DOL “Significant Provisions of State UI Laws” (Jan 2026) + state statute · verified 2026-07-04
Qualifying

Do you qualify in Utah?

The wage test has two parts: at least $5,500 in total base-period wages, and total wages of at least 1.5 times your highest-quarter wages. In plain terms, you need both a minimum amount of earnings and some spread beyond a single quarter.

You must also be unemployed through no fault of your own — a layoff counts — and be able to work, available for work, and actively looking for a job each week you claim benefits.

Maximum total benefit: 27% of BPW.

Common questions

Utah unemployment, in plain language

How much unemployment will I get in Utah? +
Between $47 and $806 per week in 2026. Utah pays 1/26 of your highest-quarter wages, minus $5. If your best quarter was $13,000, that's $500 minus $5, or $495 per week. Higher earners hit the $806 cap.
How long does unemployment last in Utah? +
From 10 to 26 weeks. Your total benefits equal 27% of your base-period wages, so the number of weeks depends on how your weekly benefit compares with that pool. People who worked steadily all year usually get closer to 26 weeks.
How is the weekly benefit calculated in Utah? +
Divide your highest-quarter wages by 26, then subtract $5. For example, $7,826 in your best quarter gives about $301, minus $5 is roughly $296 per week. The result must fall between the 2026 minimum of $47 and maximum of $806.
Can I work part-time and still get unemployment in Utah? +
Yes, with reporting. Utah disregards earnings up to 30% of your weekly benefit amount, so income below that level doesn't reduce your check. Earnings above the disregard reduce your payment, and earning too much in a week means no benefit that week.
Who qualifies for unemployment benefits in Utah? +
You need at least $5,500 in base-period wages and total wages of at least 1.5 times your highest quarter. You must also have lost your job through no fault of your own, and be able, available, and actively seeking work while you collect benefits.
Is unemployment taxable in Utah? +
Unemployment benefits are taxable income on your federal return. You can request federal withholding from your payments using Form W-4V. State tax rules vary, so check with your state tax agency or a tax professional about how benefits are treated where you file.
When should I apply for unemployment in Utah? +
Right away — ideally the same week you lose your job. Claims generally take effect from when you file, not from your last day of work, so delays can cost you benefit weeks.
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