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Unemployment calculator  →  Missouri

Missouri Unemployment Calculator (2026)

In 2026, Missouri pays unemployment benefits between $35 and $320 per week — one of the lower maximums in the country. Benefits last 8 to 20 weeks at most, so Missouri offers a shorter, smaller safety net than most states. Your weekly amount is 4% of your average high-quarter wages.

Data verified 2026-07-04Source: US DOL + state statuteEffective 2026-01-01
Weekly benefit range
$35$320
Duration
8–20 weeks
Formula
4% × avg of two highest quarters
Apply with
Missouri's unemployment agency official
The actual rule

How Missouri calculates it

Missouri averages your two highest-earning quarters in the base period and pays 4% of that average each week. For example, if your two best quarters were $6,000 and $5,000, the average is $5,500 and your weekly benefit is $220. Two $8,000 quarters would max you out at the $320 cap.

The weekly check can't go below $35 or above $320. The $320 maximum is low compared with neighboring states, so higher earners will feel a bigger income gap.

Duration is capped at 20 weeks — and it can be as short as 8. Your total payout is the lesser of one-third of your base period wages or 20 times your weekly benefit. Budget for a short runway: even in the best case, Missouri pays 6 fewer weeks than the 26-week standard in many states.

4% × avg of two highest quarters, clamped to $35$320
Source: US DOL “Significant Provisions of State UI Laws” (Jan 2026) + state statute · verified 2026-07-04
Qualifying

Do you qualify in Missouri?

To qualify money-wise, your base period wages must be at least 1.5 times your highest-quarter wages and you need at least $1,500 in one quarter. Alternatively, you can qualify with wages in two quarters totaling at least 1.5 times the state's maximum taxable wage base.

The usual non-wage rules also apply: you're out of work through no fault of your own, and you're able to work, available for work, and actively job hunting each week you claim.

Maximum total benefit: Lesser of 1/3 BPW or 20 x WBA.

Common questions

Missouri unemployment, in plain language

How much unemployment will I get in Missouri? +
Between $35 and $320 per week in 2026. Missouri pays 4% of the average of your two highest quarters. For example, if your two best quarters averaged $5,500, you'd get $220 a week. The $320 cap is one of the lowest in the country.
How long does unemployment last in Missouri? +
Between 8 and 20 weeks — shorter than the 26 weeks many states offer. Your total payout is the lesser of one-third of your base period wages or 20 times your weekly benefit, so people with lower or uneven earnings get fewer weeks.
How is the weekly benefit calculated in Missouri? +
Missouri averages your two highest-earning base period quarters and multiplies by 4%. The result is clamped between $35 and $320 per week.
Can I work part-time and still get unemployment in Missouri? +
Yes. Missouri disregards the greater of 20% of your weekly benefit or $20 — earnings up to that amount don't reduce your check. Earnings beyond that reduce your benefit. Report all work and gross earnings each week you claim.
What are the wage requirements to qualify in Missouri? +
You need base period wages of at least 1.5 times your highest quarter, with at least $1,500 in one quarter. There's an alternate path: wages in two quarters totaling at least 1.5 times the state's maximum taxable wage base. You must also have lost your job through no fault of your own.
Is unemployment taxable in Missouri? +
Yes, benefits are taxable income on your federal return. You can ask for 10% federal withholding by filing Form W-4V. State tax rules vary, so check with the state revenue agency or a tax professional about your situation.
When should I apply for unemployment in Missouri? +
File as soon as you can after your last day of work. Claims generally start the week you file, not the week you were laid off, so delay can cost you — and with Missouri's short 8-to-20-week benefit period, every week counts.
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